Habitat For Humanity® Winnipeg - The Future Builders
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Habitat For Humanity® Winnipeg - The Future Builders
Home Ownership: Criteria

Names and addresses are taken throughout the year for those interested in applying for our program. You will be informed of an information meeting by letter when it is scheduled, and this is the only time we hand out applications.

To give us your contact information, you may call Brenda at 204-235-2405 or email bfriesen@habitat.mb.ca or call Gail at reception at 204-233-5160 ext. 0.


The following information pertains only to families applying for home ownership in the City of Winnipeg. Criteria will vary from community to community. Please contact your local Habitat representative for details.

Family selection is based on 3 principles: need, ability to pay, and willingness to partner.

Habitat for Humanity Manitoba reserves the right to make the final decision for acceptance on all applications. The following criteria are applied to determine eligibility:
  1. The applicant must be employed for a minimum of the past two years in the community in which the house will be built.
  2. Must be a Canadian Citizen or Permanent Resident of Canada.
  3. Must not be receiving income from Employment & Income Assistance (social assistance).
  4. Must be ready to live where Habitat is building in the community.
  5. Must be willing to complete 500 hours of sweat equity (volunteer work) prior to house possession.
  6. Preference will be given to families with young children.
  7. Present housing must be at least one of the following: too expensive, too small, unsafe, or substandard; applicants cannot currently own a house.
  8. Prepared to purchase a home at market value and able to commit to a mortgage. Monthly mortgage payments (which include property taxes) are 27% of total family income as defined on line 150 of the Canada Revenue Agency (CRA) Notice of Assessment.
  9. Total family income as defined on line 150 of the CRA Notice of Assessment must be no greater than $69,671. Minimum income to qualify for the program is $26,000.
  10. Must be willing to provide the most recent CRA Notice of Assessment, as well as consent for Habitat to contact references from employer, landlord, and 2 other people who know the family well.
  11. Must consent to a credit check.
  12. Must be at least 3 years since a bankruptcy has been discharged.
Selected families enter into a partnership agreement with HFHW by signing a contract. Once the sweat equity requirement is completed and the house is built, the family signs an offer to purchase the home.

For more information on becoming a Habitat Homeowner, please contact: info@habitat.mb.ca
(204) 233-5160.

 
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